SBI ,as you know is the largest bank in India and so definitely will have a longer queue for any work. SBI now has a great Internet banking portal and to follow the suite they have a great and proper functioning mobile banking application. Use it and save yourself from various physical transactions you did in the bank as fund transfer, check stop request, balance enquiry and so on.
SBI Mobile Banking Application-A quick Menu Walk-through
If you have not installed and activated your mobile banking service that you are advised to get here instructions for downloading, registration and activation of SBI mobile banking .
Once you have application running and activated mobile banking service, you can start using it .Here is a quick menu walkthrough of the SBI mobile banking application.This shows a glimpse of what can be done using SBI mobile banking app.
The application has a start page as shown in the first image shown below-
Now let’s have a look under the hood.
Funds Transfer
Here you get two options. You can either register any payee or transfer funds to previously registered payee. Registration of payees is offered for either your own account at SBI or any other account on other bank.
Enquiry Services:
You can enquire for your mini statement which consist of last 5 transactions or balance enquiry which shows you the latest balance in your account.
Demat Account Services
This will work if you have a Demat account with SBI from where you can have demat related services like buy/sell/enquiry.
Requests
You can request a cheque book or a request for blocking your debit card in case of loss/theft of card.
Bill Pay
Various types of merchandise billers can be added into your profile and thus you can pay for almost any type of bills such as telephone bill,electricity bill etc.Even you can schedule payment for bills.
M-Commerce
This is an important part of SBI mobile banking service.By using M-commerce you can make mobile recharge,pay insurance premium and so on.
Settings
Here you have various settings related to your account.You can change your PIN,Re-activate or deregister your mobile banking service,change mobile number and so on. 
As you can see, the application has the capability to reduce your physical visits to the bank or bill payments outlets.It’s also very user friendly and interface is simple and good.Share your experiences on using it in comments below.
The user guide is completely unofficial on.Read the disclaimer.
Update:I also found the Official user guide on this page.
Update:SBI Mobile banking has been updated . You can download it from Google play store.They also have SBI mobile passbook app now as a separate app.IMPS and many more facilities are available now.You can use them for payment while you shop online too.Just a side-note- You can get discount coupons for online shopping too.
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